Privacy Policy
Last Updated: January 15, 2025
Introduction and Our Commitment
At CastFluxDriftRipple, we understand that your financial data deserves the highest level of protection. When you're working with activity-based budgeting strategies, you're sharing sensitive information about your business operations, and we take that responsibility seriously.
This policy explains how we collect, use, and safeguard your personal information when you visit castfluxdriftripple.com or use our educational services. We're committed to transparency – no hidden practices or confusing terms.
Our approach follows South Korean privacy regulations, including the Personal Information Protection Act (PIPA), while maintaining international standards for data security and user rights.
Information We Collect
We collect different types of information to provide you with relevant educational content and improve our services. Here's exactly what we gather and why:
Contact Information
Name, email address, phone number, and company details when you register for programs or request information about our activity-based budgeting courses.
Educational Data
Your progress through learning modules, quiz results, and interaction with course materials to personalize your learning experience.
Technical Information
IP address, browser type, device information, and website usage patterns to ensure our platform works smoothly across different systems.
Financial Planning Context
Industry type, company size, and current budgeting challenges you share to provide more relevant educational examples and case studies.
We don't collect sensitive financial data like bank account numbers, detailed budget figures, or proprietary business strategies. Our focus is on educational delivery, not financial management.
How We Use Your Information
Educational Services
Your information helps us deliver personalized learning experiences. We use your industry background to provide relevant case studies and adjust our activity-based budgeting examples to match your context.
Communication
We'll send you course updates, new educational content notifications, and program announcements. You can opt out of marketing communications while still receiving essential course information.
Platform Improvement
Usage data helps us identify which learning modules are most effective and where students might need additional support. This leads to better course design and more helpful resources.
Legal Compliance
In some cases, we may need to use your information to comply with legal obligations, resolve disputes, or enforce our terms of service.
Information Sharing and Third Parties
We don't sell your personal information to anyone. Period. However, we do work with trusted partners to deliver our services effectively:
- Educational Technology Partners: Companies that help us deliver online learning content and track your progress through courses
- Communication Services: Email and messaging platforms that help us send you course updates and educational materials
- Analytics Providers: Tools that help us understand how our website is used so we can improve the experience
- Legal Requirements: We may disclose information if required by law, court order, or to protect our rights and the safety of our users
All third-party partners are carefully selected and must agree to protect your information according to our standards. We only share the minimum information necessary for them to provide their specific services.
Your Rights and Control
Under South Korean privacy law and our commitment to transparency, you have significant control over your personal information:
Access Your Data
Request a copy of all personal information we have about you, including how it's being used and who it's shared with.
Correct Information
Update or fix any incorrect personal information in your account or our records.
Delete Your Data
Request deletion of your personal information, subject to certain legal and operational requirements.
Limit Processing
Restrict how we use your information for specific purposes while maintaining essential services.
Data Portability
Receive your data in a format that allows you to transfer it to another service provider.
Withdraw Consent
Change your mind about how we use your information, though some services may no longer be available.
To exercise any of these rights, contact us using the information provided below. We'll respond within 30 days and guide you through the process.
Data Security Measures
Protecting your information is a top priority. We've implemented multiple layers of security to keep your data safe:
Our technical safeguards include encrypted data transmission, secure storage systems, and regular security assessments. We also train our team on privacy best practices and maintain strict access controls – only authorized personnel can access your information, and only when necessary for providing services.
If we discover any security incident that might affect your personal information, we'll notify you promptly and explain what happened, what information was involved, and what steps we're taking to address the situation.
Data Retention and Deletion
We don't keep your information longer than necessary. Here's our approach to data retention:
Active Students
While you're actively participating in our programs, we maintain your educational records and progress data to provide ongoing support and track your learning journey.
After Program Completion
Educational records are kept for three years after program completion, allowing you to request transcripts or certificates and helping us improve our courses based on long-term outcomes.
Account Information
Basic contact information is retained for five years after your last interaction with us, unless you request earlier deletion. This helps us avoid sending unwanted communications to people who've previously opted out.
Legal Requirements
Some information may be retained longer if required by law, such as records needed for tax purposes or regulatory compliance in the education sector.
You can request immediate deletion of your information at any time, though this may affect our ability to provide certain services or verify your educational achievements.
International Data Transfers
While we're based in South Korea, some of our technology partners operate servers in other countries. When we transfer your information internationally, we ensure it receives the same level of protection:
- All transfers comply with South Korean data protection requirements
- We use standard contractual clauses approved by relevant authorities
- Partner companies must demonstrate adequate privacy protections
- We regularly review international transfer arrangements
You have the right to request information about any international transfers of your data and the safeguards in place to protect it.
Cookies and Tracking
Our website uses cookies and similar technologies to improve your browsing experience and help us understand how our educational content is being used.
Essential Cookies
These are necessary for the website to function properly, including maintaining your login session and remembering your course progress.
Analytics Cookies
We use these to understand which educational resources are most helpful and how students navigate through our learning materials.
Preference Cookies
These remember your settings and preferences to provide a more personalized learning experience.
You can control cookie settings through your browser, though disabling certain cookies might affect website functionality. We don't use cookies for invasive tracking or behavioral advertising.
Changes to This Policy
Privacy practices evolve, and so might this policy. When we make changes, we'll update the "Last Updated" date at the top of this page and notify you through email or a notice on our website.
Significant changes that affect how we use your personal information will be communicated at least 30 days before they take effect, giving you time to review the updates and make decisions about your data.
We encourage you to review this policy periodically, especially before sharing new information with us or enrolling in new programs.
By continuing to use our services after policy updates, you acknowledge and accept the changes. If you disagree with any modifications, please contact us to discuss your options.
Contact Information
If you have questions about this privacy policy, want to exercise your rights, or need to report a privacy concern, please reach out to us:
For privacy-related inquiries specifically, please include "Privacy Policy" in your email subject line to ensure faster processing. Our privacy team is available Monday through Friday, 9 AM to 6 PM KST.